An Overview of the Plink Rewards Program

I recently found out about a new rewards/loyalty program called “Plink” that sounded interesting. I don’t think that all of you are going to want to try this one out for reasons I’ll go into more detail about below, but I have signed up myself and I’m really excited to see how it goes. It seems like a way for me to earn rewards without really doing anything extra at all.

What is Plink?

Plink is a loyalty program you can sign up with where you’ll earn “Plink Points” for doing things you normally do, like eating at restaurants, shopping, and even getting gas for your car. The Plink Points can be redeemed for gift cards to different retailers like Amazon, Wal-Mart, Kohl’s, Macy’s, Barnes & Noble and several others.

How does Plink know you when you’re eligible to earn points?

This is the part that many of you won’t like, and the part that also made me hesitant to sign up, I admit. You have to link your bank account to Plink so they will know when you make purchases at the locations they support. The points are then added to your account. Note that there is some fine print to earning points at each location. For example, Taco Bell is one of the supported locations, but you have to spend at least $5 to get the 70 Plink points from there in a single transaction.

Is it safe to link your bank account to Plink?

Plink assures everyone that it is. They use bank-level encryption to secure your log-in credentials for your financial institution. They do not ask for nor do they have your debit card number (I was not asked for that number, just my online banking sign-in information). The following is taken from the Plink website regarding security, “We don’t store your bank login information on our servers. We partner with a third party financial services organization who stores your bank login information in a secure, encrypted, and highly monitored environment. Your data is kept safe through the use of industry leading best practices and technology such as firewalls, intrusion detection, SSL, password protection, data security, data integrity, physical security, and third party audits and inspections.”

I also feel very confident that this is no scammy operation. They have deals with many reputable retailers who likely would not want their company name attached with anything fraudulent. Plink has also been mentioned in the media multiple times by several well-known outlets.

Also, it made me feel better to read that if I ever choose to delete my Plink account, my bank log-in details are completely deleted along with all of my other info.

Do points add up fast?

It all depends on what you want to redeem for, but it does seem to me they could add up quickly. For example, Plink offers an Amazon gift card as one of the rewards, and you need at least 500 points to get a $5 card. In the example I mentioned above with Taco Bell, you need only spend $5 to get 70 points. As a new user, you can add a few different offers to your “wallet” and you’ll unlock more over time. I made sure to add a few retailers that I knew I might visit fairly often to ensure my points would add up fast so it won’t take me long to redeem.

Is there a referral program?

Yes, there is. Plink will give you some points for referring your friends and doing so will also allow you to unlock another slot in your Plink wallet so you can add more reputable retailers to earn points from.

Where can you earn rewards?

When I log in, here are the places I see on my list: Burger King, Arby’s, Dunkin Donuts, Taco Bell, Outback Steakhouse, Seven Eleven, Quizno’s, Regal Cinemas, Edwards Theatres, United Artist Theatres, and Red Robin. So if you regularly frequent any of those places, you could probably benefit from being a Plink member.

There are only five slots available in your Plink “wallet,” and three of these will be open to you as a new user. You can unlock another slot after you earn your first points and the other one can be unlocked by referring a friend.

My Thoughts

I went ahead and signed up after reading about the security. It does seem like an easy way for me to get rewards here and there. After registering my bank info, I don’t really have to do anything to rack up the points outside of what I normally do. Just check the site occasionally to see what my point balance is and then redeem if I can.

How can you sign up?

If you would like to try Plink, you can sign up here. Deleting your account is easy if you decide you’re not getting much out of it and they do not store any of your personal information after you do so.

If you are already using Plink, I’d love to know it is going so far for you.

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